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    Calculate the loan amount you can borrow or alternatively, the monthly payments you can afford.

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    Rate of interest is 5.0% pa.

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    This is for demonstrative purpose only. Call 1801801 or visit a branch for exact calculations.

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  • Al Jawhara

    Calculate your chances to win with Al Jawhara


    The minimum deposit is KD 50 and maximum deposit is KD 500,000. Terms & conditions apply.

    In case of no withdrawal within the holding period, extra chances will apply

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    Sunday,June 26,2016

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Watani Super Account


Criteria to Open Account: 
  • Minimum opening balance is KD 500
  • No minimum balance is required (if the balance falls below KD 500 no interest will be calculated)
  • To open a Watani Super Account you must be 18 years old and above
What is the Interest Rate?
  • The interest rate for a Watani Super Account is 0.125% per annum
How is the Interest Rate Calculated?
  • Interest is calculated daily and credited 4 times a year (end of March, June, September and December). Interest on the account is canceled for the month if the customer makes more than 3 withdrawals per month
  • The minimum balance you should maintain to be eligible for interest is KD 500, GBP 5,000, USD 5,000, EUR 5,000 and Yen 1m

**More than three withdrawals in one-month period will result in a loss of the interest for that month


  • Free Visa Electron ATM card/ Debit
  • Access over 650,000 Visa Electron ATM machines globally
  • Free Online Banking and easy access to Phone Banking  through 1801801
  • 24/7 accessible Phone Banking service
  • Subscribe to SMS Banking

Other Benefits

  • Enjoy the benefits of a free Visa Electron ATM card that gives you access to over 650,000 global Visa Electron ATM machines
  • Enjoy the convenience of NBK Online Banking for viewing and managing your account
  • Subscription to SMS services available


Dormant and Unclaimed Account Fees

If there is no activity on the account for 1 year, the account will go into a dormant status. If there is no activity on the account for 5 years or more, the account will go to unclaimed status.
A KD 2 monthly fee will be charged to dormant and unclaimed accounts. You may visit any branch and reactivate your dormant  and unclaimed account, a fee of KD 5 will be charged for all reactivations.

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