My Tools

  • Loans Calculator

    Calculate the loan amount you can borrow or alternatively, the monthly payments you can afford.

    How much can i... borrow afford

    You can borrow only a maximum amount of.


    Rate of interest is 5.75% pa.

    24 Months

    Adjust repayment tenure to change EMI

    This is for demonstrative purpose only. Call 1801801 or visit a branch for exact calculations.

  • Loan Refinancing Calculator

    The above approximate calculation of the loan is for guidance only and does not entail any kind of obligation or liability on the bank. This operation and its result assumes that you have paid all your installments on time, your loan term did not have a grace period and you have not made partial payments to your loan. Kindly note that Government loans cannot be refinanced.Please contact 1801801 or visit any branch to confirm.

  • Term Deposit Calculator

    This is for demonstrative purposes only. Call 1801801 or visit a branch for exact calculations.

  • I would like to apply
  • Branch / ATM Locator
  • Al Jawhara

    Calculate your chances to win with Al Jawhara


    The minimum deposit is KD 50 and maximum deposit is KD 500,000. Terms & conditions apply.

    In case of no withdrawal within the holding period, extra chances will apply

  • Weather


    26oC Feels like

    Humidity 20%
    Wind From NNW
    Wind Speed 40.23kph
    Sunrise 5:11 am
    Sunset 6:22 pm
    Updated: Wed, 26 Apr 2017 08:00 AM KWT
  • Prayer Timings

    Kuwait Prayer Times
    Wednesday,April 26,2017

    • Fajr 03:46 AM
    • Sunrise 05:10 AM
    • Dhuhr 11:46 AM
    • Asr 03:21 PM
    • Maghrib 06:21 PM
    • Isha 07:43 PM
  • Ask a Question
  • Currency Converter

    Error: Generic error message here.


    Click here to view the Currency Rates

  • NBK Miles Points Calculator

Adding New Beneficiary

Activate your Account for NBK Online Banking /Update your details 
  • You can activate the account for NBK Online Banking transfers.
  • Account Activation & Phone Number Update:

    All you have to do is Call Center at 1801801 to activate your account and you will enjoy conducting all financial transactions after 24 hours
    To update your phone Number you must visit the nearest NBK branch. 

  •  Note:
  • - If you request to activate the account only without updating the mobile number, the account will be activated immediately
  • - If you update the mobile number during the past 24 hours whether in branch or through Call Center, the account will be activated in 24 hours
  • - On mobile number update, a new SMS message will be sent to you to inform him on the update*
How to add a new beneficiary or update the existing beneficiary?
  • Simply follow these steps to create or update your local and international beneficiaries:

    - Login to NBK Online Banking
    - Click on “Transfer Funds”
    - Select “Add Local Beneficiary” or “Add International Beneficiary”
    - Complete all the required beneficiary’s details, then click on “Submit”
    - A code will be sent to your mobile by SMS. The code consists of 6 alphanumeric characters*
    - A pop-up message will be displayed on your screen to confirm the beneficiary creation/update. Click on “Submit”
    - You will be directed to the beneficiaries’ list. Click on the “Pending Beneficiary” that is under “Action” to enter the code that is sent to you on your mobile
    - Enter the verification code, then “Verify” to activate the beneficiary**
    - You will be returned to the beneficiaries’ list page and you will be able to make transfers to this beneficiary 
    *If you have changed your mobile number, please visit the nearest NBK branch to update your details
    **In this step, you can also delete the beneficiary by clicking on “Delete” or request a new verification code by clicking on “Resend verification code” 
  • Other information you need to know:

    - Once you receive the verification code, please enter it on NBK Online Banking as the verification code will expire after 10 minutes
    - You can request a new verification code if your previous code has expired, by clicking on “Resend verification code”
    - If you would like to add a new beneficiary and you already have a pending beneficiary request (Local or International), the system will not allow you to create a new beneficiary unless you update the current pending beneficiary 
Mentioning the Purpose of Payment 
  •  As per Central Bank’s rules and regulations, all Online Banking transfers (Local & International) made only with foreign currencies must select the reason for this specific transfer.
  • To select the “Purpose of Payment”, please do as follows:

    1- Select the reason for this payment from the drop down menu

    2- Type the reason for this payment. For example the invoice number, name of the charitable donation, a salary of the month of, etc. If the reason of the transfers is not listed, please select “Other” and specify your reason

    3- Check the phone number. If it’s incorrect, the customer is unable to correct it on the form. The phone number must be updated by calling the Call Center service 1801801 or by the branch

    4- Type email address

    5- Submit the request and confirm it  
Transfers to UK, USA, India and Canada
  • If you are an NBK customer who has a beneficiary that resides in the UK, USA, Canada, or India, please ensure that your beneficiary’s details are up-to-date and enter the required transfer code to enjoy faster transfers through our Online Banking or Mobile Banking App!

  • CountryRequirementCodeExample
    UKField length is 6 digits Sort Code123456
    USAField length is 9 digitsRouting Number123456789
    IndiaField length is 11 characters and can be a combination of alphabetical characters and numbers or just numbers Indian Financial System Code (IFSC)12345678901
    or ABCD1234567
    CanadaTransit code is required to be entered before the account number ( 5 digits Transit Code + Account Number)Transit Code 12345



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