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Trade and Finance

At NBK, Trade Finance gathers a team of talented experts with vast and cumulative experience. This, complemented by the latest technology of world class standards, would be the best solution for importers who are seeking expertise for their letters of credit, guarantee and structured trade deals.

Letters of Credit (LC): the department deals with all kinds of letters of credit (inward and outward) such as acceptance, Back-to-Back, Transferable, Deferred payment, Standby and revolving LC, just to name a few.

Letters of Guarantee (LG): the department is experienced in proactively recommending to clients the best format and method to protect their rights and interest in all guarantee categories such as Bid Bonds, Performance, Advance Payment, Retention, Suppliers credit guarantee, Contract Guarantees and others.

Collections: Documentary collection offers greater security than selling on open account but not as much as a documentary credit. We offer all types of collection whether outward or inward.

Financing: Trade Finance also offers financing and discounting under Letter of Credit.

Our Trade Finance's vast experience and knowledge has enabled it to offer a high degree of professionalism in structuring project finance based complex Letter of Credit and Guarantee transactions, which makes it an excellent venue for traders to opt for NBK.

For more information please contact:

Pradeep Handa
General Manager – Foreign Corporate, Oil & Trade Finance Group
Telephone: (+965) 2259 2307
Fax: (+965) 2242 6813


Chacko Varghese
Trade Finance – Letters of Credit
Corporate Banking Group
Tel. : (+965) 22592143
Fax : (+965) 22246631 - 22246632 

Richard Nazareth
Trade Finance Letters of Guarantee
Corporate Banking Group
Tel. : (+965) 22592224
Fax : (+965) 22246630 

Sultan Rajab Ali
Consultant (full time)
Telephone: (+965) 2259 2161
Fax: (+965) 22246631 - 22246632


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