My Tools

  • Loans Calculator

    Calculate the loan amount you can borrow or alternatively, the monthly payments you can afford.

    How much can i... borrow afford
    KD

    You can borrow only a maximum amount of.

    Calculate

    Rate of interest is 5.5% pa.

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    KD
    24 Months

    Adjust repayment tenure to change EMI

    This is for demonstrative purpose only. Call 1801801 or visit a branch for exact calculations.

  • Loan Refinancing Calculator


    The above approximate calculation of the loan is for guidance only and does not entail any kind of obligation or liability on the bank. This operation and its result assumes that you have paid all your installments on time, your loan term did not have a grace period and you have not made partial payments to your loan. Kindly note that Government loans cannot be refinanced.Please contact 1801801 or visit any branch to confirm.

  • Term Deposit Calculator

    This is for demonstrative purposes only. Call 1801801 or visit a branch for exact calculations.

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  • Branch / ATM Locator
  • Al Jawhara

    Calculate your chances to win with Al Jawhara

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    Calculate

    The minimum deposit is KD 50 and maximum deposit is KD 500,000. Terms & conditions apply.

    In case of no withdrawal within the holding period, extra chances will apply

  • Weather

    Sunny

    23oC Feels like
    23oC

    Humidity 45%
    Wind From W
    Wind Speed 6.44kph
    Sunrise 5:40 am
    Sunset 6:6 pm
    Updated: Thu, 30 Mar 2017 09:00 AM KWT
  • Prayer Timings

    Kuwait Prayer Times
    Thursday,March 30,2017

    • Fajr 04:21 AM
    • Sunrise 05:41 AM
    • Dhuhr 11:53 AM
    • Asr 03:23 PM
    • Maghrib 06:05 PM
    • Isha 07:22 PM
  • Ask a Question
  • Currency Converter

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  • NBK Miles Points Calculator
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Account Related Fees

Dormant Accounts

  • Dormant & Unclaimed Accounts
  • An account becomes dormant after 1 year with no activity on it
    - You may visit your any branch to reactivate your account
    - A KD 5 fee is required to reactivate the account and an additional fee of KD 2 applies for each month the account was dormant
  • An account becomes unclaimed after 5 years of no activity on it
    - You may visit your any branch to reactivate your account
    - A KD 5 fee is required to reactivate the account and an additional fee of KD 2 applies for each month the account was unclaimed
  • After 5 years the account will become unclaimed and the remaining balance (if any) will be transferred to Head Office Branch
  • Al Jawhara Account will never become dormant or unclaimed
  • Zeina becomes dormant if there is no standing order to it, but it is exempted from the activation fee

     

 

Standing Orders

Standing Order TypeIssuance FeeMonthly Fee
Account to Account (same customer within NBK )KD 5500 fils
Account to Account (different customer within NBK)KD 5500 fils
Local Telex TransferKD 5In KD (KD 5)/ In foreign currency (KD 9)
International Telex TransferKD 5In same currency of country (KD 9)/ Different currency than the country (KD13)
CharityKD 5KD 1
CommercialKD 10KD 2

 

Limits on Monthly Standing Order Transfers:
There is no maximum or minimum amount that should be transferred monthly for regular standing orders (non-commercial), but for charities the minimum amount should be KD 10 monthly, except for charities that are allowed a KD 5 minimum amount to be transferred.

Monthly Minimum Balance
If the account balance falls below KD 200, a KD 2 monthly minimum balance fee will be charged 
(Applies only to Al Jawhara Account)



 

 

SMS

  • The SMS service has an annual fee of KD 10 
  • For your convenience, a 1 year grace period is given from the date of the initial subscription before you will be charged the fee. For example, if you subscribed in August 2013, the KD 10 fee will be collected August 2014
  • A real time SMS will be sent for any transactions above KD 10, made on your account or credit card, through any channel
  • If SMS subscription is canceled before 1 year, then no fee will be collected. For example, if you subscribed in August 2013 and then cancel the service July 2014, no fee will be collected.
  • You have 1 month after the first fee is charged to stop the service and receive a full refund. You must contact NBK Call Center at 1801801 to execute this process


     

     

 

Telex Transfer

At Branch
Did you know, as an NBK Customer, you can transfer funds to another NBK Customer on the same day, unless a request date is mentioned?

- You can also transfer from NBK to another local bank in KD the same day (if the request is  received before 10:30am)
- Foreign currency transfers to a local bank are at spot value (completed after two working days, if the request is received before 1pm)
- Transfer from NBK to an international bank at spot value (completed after two working days from the of date of transaction, if the request is received before 1pm)
- You are required to disclose the purpose of transfers
- NBK provides FX rates for foreign currency transfers
- IBAN is required for all countries


NBK Online Banking
- The maximum limit for an online transfer is KD 20,000. Default is set at KD 2,000
- Transfers between NBK Accounts are credited instantly
- You can transfer from NBK to another local bank in KD the same day (if the request is received before 10:30am)
- Foreign currency transfers to a local bank are at spot value (completed after two working days, if the request is received before 1pm)
- Transfer from NBK to an international bank at spot value  (completed after two working days from the date of transaction, if the request is received before 1pm)  You are required to disclose the purpose of transfers
- NBK provides FX rates for foreign currency transfers
- IBAN is required for all countries

 

 

 

 

 

 

 

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