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  • Al Jawhara

    Calculate your chances to win with Al Jawhara


    The minimum deposit is KD 50 and maximum deposit is KD 500,000. Terms & conditions apply.

    In case of no withdrawal within the holding period, extra chances will apply

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Al Jawhara Account


Have you ever wondered what it would be like to have all your dreams come true?

With an NBK Al Jawhara Account, you now have the chance to turn your dreams into reality with three cash prizes!
All you have to do is open an account today to automatically take part in our KD 5,000 weekly draw, KD125,000 monthly draw and KD 250,000 quarterly grand prize draw.
Just remember, every KD 50 you deposit into your Al Jawhara Account gives you a chance to be one of our next lucky winners. The more money in your account, the better chances you have of winning big with Al Jawhara!

With Al Jawhara, Double Your Chances for Bigger Prizes!

Now you can double your chances to win in our weekly, monthly and quarterly draws. All you need to do is maintain your balance without withdrawing or transferring from the account within the holding period.

Criteria to Open Account
- Minimum opening balance of KD 400 for both Kuwaitis and expatriates (new and existing customers)
- Available in KD only
- Maximum amount you can have in the account is KD 500,000
- Free NBK ATM Card with Al Jawhara Account opening

Draw Mechanics and Cash Prizes
- Weekly draw (KD 5,000), monthly draw (KD 125,000) and quarterly draw (KD 250,000)
- Each KD 50 equals one chance in the draw
- In case of no withdrawal or transfer from Al Jawhara account during the required period, customers will get 1 extra chance for each KD 50 kept in the account during that period
- In case of any withdrawal, within the required period, customers will still get their normal chances, as it is being calculated in the current mechanism
- Eligibility for the weekly draw is the minimum balance of the week preceding the week of the draw, e.g. If the draw is being held on Tuesday, 10th January. The minimum balance between Sunday, 1st January and Saturday, 7th January will be considered
- Eligibility for the monthly draw is the minimum balance on your account in the month preceding the draw month, e.g. If the draw is in April then the lowest balance of your account in the month of March will be counted for the draw. If the account is closed when the draw takes place you will not be eligible for the draw
- Eligibility for the quarterly draw is the balance in your account for a full 2 months prior to the month of the draw. The lowest balance available in your account during those specific months  For example for March’s Quarterly draw your lowest balance during January and February  will be used to calculate the number of chances you have in the draw

If the average monthly balance falls below KD 200 during any given month, a KD 2 charge will be applied.


Al Jawhara Winners

Draw TypeNamePrize KD 
 October 2016 
WeeklyAdel Abdulreda Al Khayat5,000
WeeklyVincent Lewis Sebriyam5,000
WeeklyKhalifa Ahmed Al Qallaf5,000
 September 2016 
QuarterlyNedal Mohamed Ibrahim250,000
WeeklyFahad Salem Al Ajmi5,000
WeeklyAnwar Hamad Al Ragheeb5,000
WeeklyNahar Saoud Jdaie5,000
 August 2016 
MonthlyAbdullah Saleh Ameen125,000
WeeklyYasser Galal Eldin Fahmy5,000
WeeklyAhmad Abdulhussain Ghloum5,000
WeeklyBoushra Mohammed Al Tobali5,000
WeeklySara Marzouq Falhan5,000
 July 2016 
MonthlyDalal Rajaan Al Azmi125,000
WeeklyMarzouq Falah Al Jassar5,000
WeeklyAyesh Ammash Al Azmi5,000
WeeklyDima Khaled Al Essa5,000
 June 2016 
QuarterlyFuadah Tamah Ghulaim250,000
WeeklyHanaa Bader Al Sabah5,000
WeeklyNasser Yacoub Damkhi5,000
WeeklyNabeel Abdullah Taqi5,000
 May 2016 
MonthlyAwatef Hussain Al Baghli125,000
WeeklyTalal Jamal Al Shalabi5,000
WeeklyAbdullah Abdullatif Al Rabah5,000
WeeklyZianab Bader Al Haddad5,000
WeeklyAbdullah Jassem Al Hebeil5,000
 April 2016 
MonthlyRajaa Ibrahim Fadhili125,000
WeeklyHanan Fares Al Bannaq5,000
WeeklyMahmoud Jumaah Al Qaseer5,000
WeeklySamy Ramadan Al Kandary5,000
 March 2016 
QuarterlyAmal Ahmed AlSeyafi250,000
WeeklyHadeel Salim Salem5,000
WeeklyAmal Ibrahim Al Omran5,000
WeeklyBassel Attie5,000
WeeklyMin. Abdulla Faraj Saafag Alkhashab5,000
 February 2016 
MonthlyDunia A. B. Salboukh125,000
WeeklyMin. Narjes Ali Ashkanani5,000
WeeklyAbdulnaser Mubarak Al Fulaij5,000
WeeklyMansour Jafar Al Mesri5,000
 January 2016 
MonthlyAdnan Jehad Ashour125,000
WeeklyAhmed Nasar Al Adwani5,000
WeeklyNajam Abdullah Alshakhalha5,000
WeeklySouad Abdulaziz Al Motery5,000
 December 2015 
QuarterlyMarilou Singian Bautista250,000
WeeklySayeed Thaher Al Shameriy5,000
WeeklyAbdulaziz Adnan Al Dlemei5,000
WeeklyAbdulmohsen Hameed Al Taleb5,000
WeeklyAmmar Thabet M. Al Muhanna5,000
 November 2015 
MonthlyHamad Ziedan Naif Al Enezy125,000
WeeklyHusam Ahmad Alhaj Asaad5,000
WeeklyAmirah Fahad Al Anjeri5,000
WeeklyAhmad Omran Al Jumaa5,000
 October 2015 
MonthlyIbrahim Abdulrahman Al Asfour125,000 
WeeklyDeena Jassim Al Dhubaib5,000 
WeeklyImad Zaki Mustafa5,000 
WeeklyLamyaa Habeeb Shaaban5,000 
 September 2015 
QuarterlyMaryam Naser Khuraibet250,000
WeeklyEntesar Sabr Faisal Al-Hendal5,000 
WeeklyMeqdad Mohammad Jumaah5,000 
WeeklyHussain Murad5,000 
WeeklyYousef Abdulrahman Yousef5,000 
 August 2015 
MonthlyFadel Sayed Ali125,000 
WeeklyIbrahim Yousef Al Yatama5,000 
WeeklySanaa Mohamed Sibaity5,000 
WeeklyRaed Mohammed Tarjiman5,000 
 July 2015 
MonthlyMohammed Ali Nafji 125,000 
WeeklyShaikh Faisal Mohammed Al Sabah 5,000 
WeeklyMona Fahad Al Omairah5,000 
WeeklySayed H. Al Hashemi5,000
 June 2015 
QuarterlyOsama Rasmi Abdelfattah250,000
WeeklyFarah Abdullah Dashti5,000
WeeklyBashayer Hussain Al Banay5,000
WeeklyFareedah Yousef Al Hatem5,000
Weekly Nafeesa Yousef Bedawala5,000
 May 2015 
Monthly Sayeed Thaher Al Shameriy125,000
Weekly Naelah Saeed Ahmad5,000
Weekly Huda Mosa Abdo5,000
Weekly Thawra Abdullah Abdulkarem5,000
 April 2015 
Monthly Fawaz Tawfeeq Al-Furaih125,000
Weekly Mahdee Yehya Al Qallaf5,000
Weekly Ahmad Mohsen Qasem5,000
Weekly Ahmad Mabrouk Al Dokla5,000
 March 2015 
Quarterly Bader Abdulla Al-Hajri250,000
Weekly Hussain Asad Haidar5,000
Weekly Abdulla Mohammad Daees Aloteebi5,000
Weekly Mohammad Mahdi Hussain Nazar5,000
Weekly Ameena Esmaeel Abbas Esmaeel5,000
 February 2015 
MonthlyAsem Abdulfatah Mahmoud Katana  125,000
WeeklyKhaled Khaleefa Al Haddad5,000
WeeklyHuda Issa Mohamed5,000
WeeklyShaikha Aetimad Khalid Al Sabah5,000
 January 2015 
MonthlyRukhsana Motlekar125,000
WeeklyGhazi Faisal Al-Temimi5,000
WeeklyFatima Nabeel Abul5,000

Bateaa Ali Abdulbari

 December 2014 
QuarterlySh. Aetimad Khalid Al Ahmad Al Sabah250,000
WeeklyZainab Mohammad Aryan5,000
WeeklyFatma Jassim Al Karawi5,000
WeeklyMustafa Mahmoud Al Khatib5,000
WeeklyFarqad Hashem Taher5,000
 November 2014 
MonthlyJameela Abdulaziz Dawood Al Marzook125,000
WeeklyEman Mousad Raslan5,000
WeeklyOsamah Hamad Alloughani5,000
WeeklyMohammad Ejaz Tufail5,000
 October 2014 
MonthlyMoayyad Ibrahim Al Awadhi125,000
WeeklyMinor Lamar Tareq Al Sarraf5,000
WeeklyJumnah Bhinderwala Ali Bahai5,000
WeeklyMinor Ghezlan Nawaf Al Saqobi5,000
 September 2014 
QuarterlyNaser Sulaiman Ahmad Al Hamad250,000
WeeklyKhaleb Mishari Al Khubaizi5,000
WeeklyFatema Bader Al Bisher5,000
WeeklyNaser Rashed Al Qahtani5,000
WeeklyFaysal Mohammed Al Jarqy5,000
 August 2014 
MonthlyEman Mohammed Abdulfattah125,000
WeeklyAbbas Ali Akbar5,000
WeeklySheikh Faisal Sabah Al Sabah5,000
Weekly Saleh Saud Al Azmi5,000
 July 2014 
MonthlyFatma Mohd Abas Allenqawi125,000
WeeklyFawzyah Dawi Al Zameal5,000
WeeklyNoura Mishari Al Mailam5,000
WeeklyZainab Mohammed Albdulsamad AlSaffar5,000
WeeklyNajat Othman A Aziz Saleh AlJasem5,000
 June 2014 
QuarterlyEntesar Ali Bunajema250,000
WeeklyBader Rashed Al Nuwaiem5,000
WeeklyAnas Mohamed H Al Dani5,000
WeeklyAbdulla Ali Abdulla Alenizi5,000
 May 2014 
MonthlyGhazi Obaid Al Sammar125,000
WeeklyBadriya Gadowri Zedan Allami5,000
WeeklyZainab Kazem Ateyah AlFadhli5,000
WeeklyFatema Sulaiman Naser Al Orayfan 5,000
 April 2014 
MonthlyMohammad Javad Negahdar Jafari125,000
WeeklyAdel Mahdi Ferhanyan5,000
WeeklyBader Fahed Abdulmohsen AlTuriji5,000
WeeklyAmmar Ibrahem Askar Saoud5,000
WeeklyAbdelnabi Khalifa Ali Almajadi5,000
 March 2014 
QuarterlyMutlaq Hadi Oubayd Altamimi250,000
WeeklyGeorgette Jan Gandry5,000
WeeklyRania Naser Hasan Hayat5,000
WeeklyBadreyah Abass Ataulla5,000
 February 2014 
Monthly Ibrahim Mansour Mohamed AlMansour125,000
WeeklyWael Bader Al Majed5,000
WeeklyJasem Mohamed Abdulla Aljaafar5,000
WeeklyAhmad Yousef Mohd Al Nasrallah5,000
 January 2014  
MonthlyMohammed Ali Hamad Alenezi125,000
WeeklyWasmeya Nasser Al Hajri5,000
WeeklyAnoud Ali Husain5,000
WeeklyFawzeyah Mohammad Sulaiman Saleh 5,000

Draw Mechanics

- Weekly draws (KD 5,000) will be held every Tuesday of the month except in the week where the monthly or quarterly draw is held. Weekly draws will not be held during official holidays.
- Monthly draws** (KD 125,000) will be held on the last Tuesday of every month except in the months where the quarterly draw is held (Draw months scheduled are: January, February, April, May, July, August, October, November).
- Quarterly draws** (KD 250,000) will be held on the last Tuesday** of each quarter (Draw months scheduled are: March, June September, December).

Draw Regulations

NBK rewards their customers regularly through our offers and services. All rewarding, draws and promotion go through the Ministry of Commerce before we are able to provide you with the pool of services that we do.

The security and legality of all draws conducted on the NBK premises, unless specified otherwise, have to comply by the following legislated laws of the Ministry of Commerce:

  • All draws and campaigns created must comply to the legislated laws of the Ministry of Commerce
  • Draws and campaigns are only executed after approval from of the Ministry of Commerce 
  • All draws are conducted as per approved legislated laws approved by the Ministry of Commerce
  • All draws are conducted and signed off in the presence of a ministry representative 
  • NBK staff and their families are excluded from customer draws. This includes staff spouses and children.
  • The Jawhara weekly draw is conducted for KD 5,000 with the exception of the last Tuesday of the month for the grand prize.*
    *Draw dates are subject to change because of public holiday in agreement through the terms and conditions with the Ministry of Commerce.



Steps to Open an Al Jawhara Account Online:

Watch this step-by-step demo on how easy it is to open an Al Jawhara Account through the NBK Online Banking.



Want to know who will be the lucky winner of the Al Jawhara quarterly draw?  It might just be you!

Join the fun and witness the most exciting draw amongst other surprises…miss it and miss out!

Date: 1 April 2016
Time: Between 6:30 pm to 8:30 pm
Location: Al Hamra Tower

You don’t want to miss out on all the fun, everyone is a winner with NBK!

See you there!

Al Jawhara

Al Jawhara, Kuwait's Best Prize!


You can borrow only a maximum amount of.

The minimum deposit is KD 50 and maximum deposit is KD 500,000. Terms & conditions apply.

In case of no withdrawal within the holding period, extra chances will apply

Common Questions




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