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Current Account


Minimum stress, maximum value. Enjoy flexibility and simple solutions for your day-to-day banking needs, no matter what your lifestyle.

Criteria to Open Account:

  • Minimum opening balance is KD 500.
  • No minimum balance is required.
  • To open a Current Account you must be 21 years old and above.



  • Free Visa Electron ATM Debit  card
  • Access over 650,000 Visa Electron ATM machines globally
  • Free Online Banking and easy access to Telebanking through 1801801
  • 24/7 accessible Phone banking service
  • Subscribe to SMS Banking

Other Benefits

  • NBK allows you to choose the currency you wish to bank in from KD, US Dollar, Pound Sterling or Euro
  • Enjoy the convenience of NBK Online Banking for viewing and managing your account
  • Subscription to NBK SMS available
  • A simple approval will allow you to have a cheque book
  • Overdraft facilities are available, at a charge of 0.5% per month on the overdrawn amount
  • Enjoy the benefits of a free Visa Electron ATM card that gives you access to over 650,000 global Visa Electron ATM machines


Dormant and Unclaimed Account Fees

If there is no activity on your account for 1 year, the account will go into a dormant status. If there is no activity on the account for 5 years or more, the account will go to unclaimed status.
A KD 2 monthly fee will be charged to dormant and unclaimed accounts. You may visit any branch and reactivate your dormant  and unclaimed account, a fee of KD 5 will be charged for all reactivations.

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