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  • Loans Calculator

    Calculate the loan amount you can borrow or alternatively, the monthly payments you can afford.

    How much can i... borrow afford

    You can borrow only a maximum amount of.


    Rate of interest is 5.25% pa.

    24 Months

    Adjust repayment tenure to change EMI

    This is for demonstrative purpose only. Call 1801801 or visit a branch for exact calculations.

  • Loan Refinancing Calculator

    The above approximate calculation of the loan is for guidance only and does not entail any kind of obligation or liability on the bank. This operation and its result assumes that you have paid all your installments on time, your loan term did not have a grace period and you have not made partial payments to your loan. Kindly note that Government loans cannot be refinanced.Please contact 1801801 or visit any branch to confirm.

  • Term Deposit Calculator

    This is for demonstrative purposes only. Call 1801801 or visit a branch for exact calculations.

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  • Al Jawhara

    Calculate your chances to win with Al Jawhara


    The minimum deposit is KD 50 and maximum deposit is KD 500,000. Terms & conditions apply.

    In case of no withdrawal within the holding period, extra chances will apply

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    Saturday, 3,2016

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    Click here to view the Currency Rates

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NBK Term Deposit


Our Term Deposits speak the language of your money. Whether it’s KD, $US, Euros or even Yen, earn interest every 1 month, 2 months, 3 months, 6 months or annually for however long you want to invest. In a nutshell: You choose, we pay.

Criteria to Open Account

  • To open this account NBK requests that you should be at least 18 years of age
  • You can open this account with just KD 5,000

For more information please Visit an NBK Branch or call 1801801


  • Access over 650,000 Visa Electron ATM machines globally
  • Free Online Banking and easy access to Phone Banking through 1801801
  • 24/7 accessible Phone Banking service
  • Subscribe to SMS Banking
  • Competitive interest rates
  • You can get a Credit Card against your Term Deposit*

    *Interest rates are subject to change without previous notice

For more information please Visit an NBK Branch or call 1801801

Other Benefits

  • You can access the account through NBK Online Banking or contact the NBK Call Center at 1801801
  • Interest is compounded every month, 2 months, 3 months, 6 months or yearly
  • There is no ATM card with this account
  • You can get a credit card against your Term Deposit, which is free for the first year
  • Renewal of the fixed deposit is automatic
  • Available in all major currencies (USD, GBP, EUR, JPY, CHF)
  • Any instructions given from you related to your fixed deposit, like closing it or amending the amount and period, should be through  NBK Call Center at 1801801 and must be done 48 hours before maturity date
  • Once you have opened the account, the interest rate quoted at that time will be locked in for the duration of the tenor chosen (unless early breakage occurs)

The Interest Rates

What are the Interest Rates for KD Deposits?

  • Interest rates (subject to change):
    1 month: 0.750% per annum
    3 months: 0.875% per annum
    6 months: 1.000% per annum
    12 months: 1.250% per annum

How is Interest Calculated?

  • Interest is compounded every month, 2 months, 3 months, 6 months or yearly

What are the Interest Rates for Foreign Currency Deposits?

  • As at 31st October, 2013 (subject to change)
    Check interest rates by currency or by table of rates here:


 Deposit Amount (in USD) 
 Tenor25,000 to 100,000 100,000 to 250,000 250,000 to 500,000
1 MONTH0.031250.03125 0.03125
2 MONTHS0.062500.06250 0.06250
3 MONTHS0.093750.09375 0.09375
6 MONTHS0.43750 0.43750 0.43750
 12 MONTHS0.812500.81250 0.81250
Deposit Amount (in EUR)
Tenor25,000  to 125,000125,000 to 250,000250,000 to 500,000
1 MONTH0.000000.000000.00000
2 MONTHS0.000000.000000.00000
3 MONTHS0.000000.000000.00000
6 MONTHS0.015620.015620.01562
12 MONTHS0.031250.031250.03125





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