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    Al Jawhara, Kuwait's Best Prize!


    The minimum deposit is KD 50 and for 1 month. Terms & conditions apply.

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Savings Account


Criteria to Open Account: 
  • KD 500 for new customers and KD 100 existing customers
  • No minimum balance is required
  • This account is available in KD only
  • To open a Saving Account you must 18 years old and above
What is the Interest Rate?
  • The interest rate on the Savings Account is 0.0625% per annum
How is the Interest Calculated?
  • Interest is calculated monthly and credited to your account twice a year on the 31st of May and the 30th of November
  • The minimum balance to be eligible for interest is KD 500 (interest is calculated based on the minimum balance in the account during the month)


  • Free Visa Electron ATM card/ Debit
  • Access over 650,000 Visa Electron ATM machines globally
  • Free Online Banking and easy access to Phone Banking through 1801801
  • 24/7 accessible Phone Banking service
  • Subscribe to SMS Banking

Other Benefits

  • Enjoy the benefits of a free Visa Electron ATM card that gives you access to over 650,000 global Visa Electron ATM machines
  • Subscription to SMS services available
  • Enjoy the convenience of NBK Online Banking for viewing and managing your account
  • There are no limits on withdrawals
  • This is an interest bearing account and NBK will provide you with a calculator  to help you calculate the interest you will earn


Dormant and Unclaimed Account Fees

If there is no activity on the account for 1 year, the account will go into a dormant status and if there is no activity on the account for 5 years or more, the account will go to unclaimed status.
A KD 2 monthly fee will be charged to dormant and unclaimed accounts. You may visit any branch and reactivate your dormant  and unclaimed account, a fee of KD 5 will be charged for all reactivations.



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