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  • Loans Calculator

    Calculate the loan amount you can borrow or alternatively, the monthly payments you can afford.

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    You can borrow only a maximum amount of.


    Rate of interest is 5.0% pa.

    24 Months

    Adjust repayment tenure to change EMI

    This is for demonstrative purpose only. Call 1801801 or visit a branch for exact calculations.

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  • Al Jawhara

    Calculate your chances to win with Al Jawhara


    The minimum deposit is KD 50 and maximum deposit is KD 500,000. Terms & conditions apply.

    In case of no withdrawal within the holding period, extra chances will apply

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Consumer Loan


The Consumer Loan offers you greater flexibility for financing any purchase. Whether you want to shop for consumer goods, personal needs or just have some extra cash; the Consumer Loan fulfills all your basic needs in the most competitive, efficient and speedy manner.




  • NBK makes loans flexible for you. You can take a minimum of KD 1,000 and maximum of KD 15,000
  • Please arrange for your salary to be transferred to NBK
  • Whether you are a Kuwaiti or an expatriate, NBK loans are available to all. Please click here for expatriate cash loan details
  • Your loan period can be from 12 to 60 months
  • NBK Loans are competitive too, the current interest rate on a new loan is fixed at just 5% and calculated on a reducing balance basis
  • You should be younger than 65 years at the maturity of the loan
  • You have the option to insure your loan, please click here for details
  • You can settle the loan early at anytime without paying any fees or future interest


Documents required

  • Copy of your Civil ID
  • Military ID is required for MOI, MOD and National Guards
  • Salary certificate
  • Salary transfer continuation certificate


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