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  • Loans Calculator

    Calculate the loan amount you can borrow or alternatively, the monthly payments you can afford.

    How much can i... borrow afford

    You can borrow only a maximum amount of.


    Rate of interest is 5.5% pa.

    24 Months

    Adjust repayment tenure to change EMI

    This is for demonstrative purpose only. Call 1801801 or visit a branch for exact calculations.

  • Loan Refinancing Calculator

    The above approximate calculation of the loan is for guidance only and does not entail any kind of obligation or liability on the bank. This operation and its result assumes that you have paid all your installments on time, your loan term did not have a grace period and you have not made partial payments to your loan. Kindly note that Government loans cannot be refinanced.Please contact 1801801 or visit any branch to confirm.

  • Term Deposit Calculator

    This is for demonstrative purposes only. Call 1801801 or visit a branch for exact calculations.

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  • Al Jawhara

    Calculate your chances to win with Al Jawhara


    The minimum deposit is KD 50 and maximum deposit is KD 500,000. Terms & conditions apply.

    In case of no withdrawal within the holding period, extra chances will apply

  • Weather


    23oC Feels like

    Humidity 45%
    Wind From W
    Wind Speed 6.44kph
    Sunrise 5:40 am
    Sunset 6:6 pm
    Updated: Thu, 30 Mar 2017 09:00 AM KWT
  • Prayer Timings

    Kuwait Prayer Times
    Thursday,March 30,2017

    • Fajr 04:21 AM
    • Sunrise 05:41 AM
    • Dhuhr 11:53 AM
    • Asr 03:23 PM
    • Maghrib 06:05 PM
    • Isha 07:22 PM
  • Ask a Question
  • Currency Converter

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    Click here to view the Currency Rates

  • NBK Miles Points Calculator

Loan Servicing

Loan Servicing

During your loan period, your loan might have to undergo one or more of the following transactions:

Partial or Full Loan Payment
You can always choose to pay back all or a portion of your loan early, anytime at any NBK Branch in Kuwait without paying extra fees or charges for early settlement.  If you partially pay your loan, your remaining principal balance will be decreased, as well as your remaining loan term. You will not be charged any future interest on your loan.

5 Years Interest Rate Review
If your loan tenor is more than 5 years, as per Central Bank of Kuwait regulations, NBK will review your loan interest every 5 years. The maximum increase or decrease in interest rate will not exceed 2% of the applicable interest rate. Depending upon the Central Bank of Kuwait rate after 5 years, your installment amount will increase or decrease.
Please note that the interest rate change will not impact your loan maturity, your loan term will remain the same.
Example, if the current interest rate is 5.75%, and your loan was granted at 8.75%, the interest rate will be decreased at the end of 5 years to become 6.75% as the maximum change in interest rate will not exceed 2% based on Central Bank of Kuwait regulations. In this case, as the interest rate has decreased, therefore your installment amount will decrease as well.  In the future, depending upon the Central Bank of Kuwait rate, your installment amount will increase or decrease.

Past Due Penalty
In case you miss paying one of your monthly installments, you will be charged with 0.125% of the overdue amount per month or KD 5 minimum.


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