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Expat

With NBK, Home is Closer

Overview

If you are an expatriate earning between KD 400 and KD 1,499 per month, NBK is pleased to offer a suite of tailor-made services to meet your financial needs. If you earn more than KD 1,500 per month, feel free to enquire about NBK’s Premium Banking Packages.

NBK also provides maximum convenience and flexibility through an accessible call center and online banking facilities coupled with Kuwait's largest branch and ATM network.

NBK is also unique in being able to offer expatriate banking services via its regional and international network of branches, which includes Lebanon, Jordan, and Egypt.

Whether you require a loan for a car, want to buy furniture or electronics, finance your children’s education or you simply want to enjoy life’s luxuries, NBK helps to make it happen.

As an Expat customer you will enjoy a wide variety of benefits:

  • Free online money transfer to your home country
    CLICK HERE  for more information
  • Free Credit Card for the first year that offers NBK rewards program, free travel insurance, and more
  • Access to online banking  and SMS services for your banking needs

Benefits

  • Credit cards:
    • Free credit cards for the first year.
    • Free enrollment in the NBK Rewards Program.
  • Expatriate Loans:
    • Up to 15 times your monthly salary above KD 400 or up to 20% of your indemnity (maximum KD 50,000) with end of service indemnity, more than five years of service, a repayment period of up to 10 years with no guarantor.
  • Car Loans:
    • Up to 15 times your monthly salary (maximum KD 15,000) with no end of service indemnity and a replacement period of up to 60 months.
    • NBK Sales Outlets are located in more than 29 leading car dealerships throughout Kuwait to finance the purchase of your car quickly and conveniently.
    • Minimum eligibility is a monthly salary of KD 400 and the completion of 100 days of employment
  • Channel Services:
    • Free ATM cards are available with no minimum balance charge*
    • Free, fast and secure funds transfers within three hours** from NBK Kuwait to NBK overseas branches with NBK Call Center and NBK Online Banking.
  • International Services:
    • Experience the convenience NBK Branches in over 15 countries around the world.
    • Access for Jordanians in Kuwait to the Jordanian Social Security Program through NBK Kuwait and NBK Jordan.
  • Non-Resident Packages:
    • Non-Resident Jordanian Package includes real estate services and will help you manage your banking needs in Jordan from Kuwait.
    • Non-Resident Lebanese Package includes real estate services and will help you manage your banking needs in Lebanon from Kuwait.
    • Non-Resident Egyptian Package will help you manage your banking needs in Egypt from Kuwait.

* Subject to terms and conditions

NBK Lebanon

In association with NBK Lebanon, as an NBK Customer, you can benefit from the Non-Resident Lebanese Package which is ideal to fulfill all your banking needs in Kuwait and Lebanon, while enjoying a high level of convenience and comfort. Accounts are available in either Lebanese Pounds, US Dollars or any major foreign currency. You can also apply for US Dollar denominated MasterCard Credit Cards.

NBK offers comprehensive real estate services if you are interested in purchasing a house or apartment. NBK can assist in property selection, appraisal, purchase, registration and legal advice. NBK will finance up to 80% of the property value and a maximum loan of USD 1,500,000 at a competitive interest rate and a repayment period of up to 20 years*.

NBK has is conveniently located 8 branches throughout Lebanon. Package holders can also benefit from fast, secure and free money transfers from Kuwait to Lebanon via NBK Online Banking and or by calling 1801801.


NBK Jordan

In association with NBK Jordan, as an NBK Customer, you can benefit from the Non-Resident Jordanian Package. Accounts are available in Jordanian Dinars, US Dollars or any major foreign currency. You can also apply for a Visa Credit Card, which is free for the first year.

Additionally, housing loans are offered at competitive interest rates and a repayment period of up to 20 years. NBK will finance up to 75% of the property value or the evaluation value, whichever is lower, and a maximum loan of JOD 250,000*.

NBK has 3 branches throughout Jordan. You can benefit from fast, free, secure money transfers from Kuwait to Jordan via NBK Online Banking or by calling 1801801. You also have the ability to buy and sell shares on the Amman Stock Exchange.


NBK Egypt
In association with NBK Egypt, as an NBK Customer, you can benefit from the Non-Resident Egyptian Package and get unlimited access to a network of 41 branches located throughout Egypt.

Accounts such as current and savings are available in Egyptian Pounds, US Dollars or any major foreign currency.

You may open a Fixed Deposit Account in Egyptian Pounds, and other major foreign currencies, at local market interest rates. You can also receive a certificate of deposit in Egyptian Pounds and US Dollars at competitive interest rates and free remittance from Kuwait to Egypt via NBK Online Banking or by calling 1801801.

Additionally, housing loans are offered with a repayment period of up to 15 years. NBK will finance up to 75% of the property value and a maximum loan of EGP 4,000,000*

Experience the benefits of Premium Banking Packages if your salary is KD 1,500 or above.

For more details please contact NBK Call Center at 1801801 or visit NBK's Overseas Branch Center at Ras Salmiya Branch.
 

Common Questions

 

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