My Tools

  • Loans Calculator

    Calculate the loan amount you can borrow or alternatively, the monthly payments you can afford.

    How much can i... borrow afford

    You can borrow only a maximum amount of.


    Rate of interest is 5.5% pa.

    24 Months

    Adjust repayment tenure to change EMI

    This is for demonstrative purpose only. Call 1801801 or visit a branch for exact calculations.

  • Loan Refinancing Calculator

    The above approximate calculation of the loan is for guidance only and does not entail any kind of obligation or liability on the bank. This operation and its result assumes that you have paid all your installments on time, your loan term did not have a grace period and you have not made partial payments to your loan. Kindly note that Government loans cannot be refinanced.Please contact 1801801 or visit any branch to confirm.

  • Term Deposit Calculator

    This is for demonstrative purposes only. Call 1801801 or visit a branch for exact calculations.

  • I would like to apply
  • Branch / ATM Locator
  • Al Jawhara

    Calculate your chances to win with Al Jawhara


    The minimum deposit is KD 50 and maximum deposit is KD 500,000. Terms & conditions apply.

    In case of no withdrawal within the holding period, extra chances will apply

  • Weather


    23oC Feels like

    Humidity 45%
    Wind From W
    Wind Speed 6.44kph
    Sunrise 5:40 am
    Sunset 6:6 pm
    Updated: Thu, 30 Mar 2017 09:00 AM KWT
  • Prayer Timings

    Kuwait Prayer Times
    Thursday,March 30,2017

    • Fajr 04:20 AM
    • Sunrise 05:40 AM
    • Dhuhr 11:53 AM
    • Asr 03:23 PM
    • Maghrib 06:05 PM
    • Isha 07:23 PM
  • Ask a Question
  • Currency Converter

    Error: Generic error message here.


    Click here to view the Currency Rates

  • NBK Miles Points Calculator

Private Banking


The NBK World Elite™ MasterCard® Credit Card is now yours to explore.

Whatever your lifestyle, a unique selection of privileges and experiences await you, from difficult-to-access restaurants to hidden vacation retreats and once in a lifetime events. This card also provides you with a dedicated local and global concierge service, complimentary travel insurance for your peace of mind and global offers covering travel, retail, dining, leisure and more. 


  • Travel Rewards: Enjoy a world of unlimited rewards with NBK Miles Program. The NBK World Elite MasterCard Credit Card lets you earn NBK Miles Points every time you use it for retail purchases, cash advances and online transactions when you are in Kuwait, and you get even more Miles Points when using your card while you are abroad. Get NBK Miles points for every KD 1 that you spend locally and abroad with your NBK World Elite MasterCard Credit Card. Redeem your NBK Miles points to book from over 800 airlines, 150,000 hotels worldwide, and world-renowned car rental companies. Conveniently book your travel online from anywhere, anytime of the year with no travel black-out dates and no expiry date for your NBK Miles Points and fly to and from any destination. Enjoy now the best Miles program in Kuwait! Click here for details
  • Secure Online ShoppingIf you are constantly worried if your credit card will be affected by fraud from your online purchases, NBK secure shopping is here to minimize this fear! NBK secure shopping is an online added security layer that protects credit cardholders’ online purchases from fraudulent use of their credit cards.
  • Luxury Hotels and Resorts: Enjoy the best prices available at the time of booking, room upgrades, early check-in, late check-out (each subject to availability), complimentary breakfast and special World Elite benefits (varies by property).
  • Cruises:Plan a cruise aboard one of the world’s finest ships, from floating resorts to exotic river cruises. Treat yourself to the best available price at the time of booking and shipboard credits of up to USD 250 per person (USD 500 per stateroom) on selected 2014-2015 sailings.
  • Chauffeured Cars:Get the best available price at the time of booking and save up to 15% on chauffeured car services with Sixt, International, Avis or Vitesse.
  • Private Jets: You deserve to fly in style, courtesy of a chartered private jet. As an NBK World Elite Cardholder, you’ll enjoy the best available price at the time of booking with extra savings when you book through Sentient Jet Charter. You’ll also get USD 500 off every time you fly. Click here to begin planning your dream vacation.
  • Complimentary Airport Lounge Access: Travel should feel pleasurable and with Priority Pass it does. As an NBK World Elite™ MasterCard® Credit Cardholder, you’ll enjoy complimentary access to VIP lounges, regardless of ticket class or airline. This means that you can escape the crowded departure halls and wait for your flight in the comfort of an airport lounge, where you can take advantage of business facilities or simply sit back and relax. For a small fee you can bring your travel guests into the lounge with you. Your complimentary Priority Pass membership through the NBK World Elite™ MasterCard® Credit Card makes waiting at the airport easy.
    Priority Pass Benefits Include:
    - Unlimited access to over 600 airport lounges
    - Complimentary Priority Pass membership
    For a list of airports, please click here
  • MasterCard Airport Concierge™: Enjoy a personal, dedicated Meet & Greet agent to escort you through the airport experience, from the curb side to the aircraft gate. With a 15% discount on Meet & Greet services for NBK World Elite™ MasterCard® Credit Cardholders, the airport concierge saves you valuable time and energy. You’ll enjoy a range of luxury concierge services to make the journey through the airport and beyond as seamless as possible. Whether you want to be met at the aircraft door and fast-tracked through immigration, or require a luxury chauffeured vehicle upon arrival, these services and more are available. Arrange for your very own airport concierge by calling the MasterCard Concierge number on the back of your card.
  • Airport by Invitation: For added luxury you may access and enjoy a discounted rate on the Airport by Invitation service, the pinnacle in VIP travel services. Airport by Invitation lets you bypass check-in lines and busy passenger terminals. Instead, a trip to the airport includes private security checks, a personal chauffeur service straight to the aircraft door and luggage delivery directly to you while you wait in a VIP lounge. These benefits are available at selected airports only.
     For a list of airports, please click here
  • World Elite MasterCard Concierge Service: A personal lifestyle concierge is available 24/7 to get you VIP tickets and access to exclusive establishments all over the world. From bespoke experiences to retail privileges and luxury spas, the World Elite MasterCard Concierge service will see to your every whim and ensure that your journey is taken care of with absolute dedication.
  • Take advantage of the assistance your concierge can provide 24/7:
    -Provide creativity and planning so you and your loved ones can enjoy extraordinary, personalized experiences
    -Book tickets to events, restaurants, attractions and more
    -Connect you to the resources and services that you rely on every day
    -Help you with your passport, visa, foreign currency exchange rates and much more.
    To access the concierge service, simply call the MasterCard Concierge number on the back of your card.
  • Exclusives: World Elite Exclusives for people who seek to indulge their passions. MasterCard combines exclusive venue access and global professionals with deep understanding of affluent lifestyles for unforgettable, rare experiences. If you dream of speeding around the race track with a Formula One driver or personal golf lessons from an elite trainer, then MasterCard has a selection of exclusive experiences to surprise, delight and excite.
  • Privileges: Your NBK World Elite™ MasterCard® Credit Card is an invitation to indulge. With access to leading restaurants, luxury products, cultural events and entertainment from trusted, , World Elite privileges serves up exclusive experiences that match your lifestyle. From travel and entertainment to fine dining and shopping, the privileges available to you ensure that in Kuwait or abroad you’ll be able to create lifelong memories. These privileges are constantly updated so that new opportunities never pass you by. For a reservation or more information, please call MasterCard Concierge number on the back of your card.
  • World Elite Privileges provide special offers on a bi-monthly basis totalling more than 250 offers a year, including:
    - Luxury retail shopping advantages
    - Epicurean delights and special dining experiences
    - Exclusive offers to entertainment events
    - VIP access to unique cultural experiences
    - Access to privileges both domestically and globally
  • World Elite Spa Collection: As an NBK World Elite™ MasterCard® Credit Cardholder, MasterCard will help you ease into an experience crafted to soothe your body and mind. MasterCard’s World Elite Spa Collection exposes you to the top 100 spas on the planet, along with expert recommendations, insider tips to indulge and unwind. To create this A-rated list of spas, MasterCard’s experts travel the globe to discover the perfect destinations, saving you precious time in exploration and decision making. Enjoy NBK World Elite™ MasterCard® exclusive offers at 20 participating spas. For a complete list of spas, please click here
  • Local Concierge Service: As an NBK World Elite™ MasterCard® Credit Cardholder, you can also benefit from the local concierge service which offers a wide range of services including taking care of errands such as paying school tuition fees, registering your car and paying your traffic fines. One of the most popular services is to arrange the Meet & Greet service at the airport and transportation home. Some services are free and others will be credited to your card. To access the concierge service, please call +965 2231 7788This service is offered by Qiblah Travel and Tourism Co. and is available from 9:00 AM to 7:00 PM, every day except Fridays and public holidays.
  • Complimentary Valet Parking: With your NBK World Elite™ MasterCard® Credit Card you will never waste time looking for a parking space at the most popular shopping malls and restaurants in Kuwait.  Simply present your card at Al Manar Valet counters and leave your car in their professional hands. For a list of valet locations, please contact your Personal Banking Officer or visit
  • Instant Discounts: Enjoy exclusive offers and instant discounts at premium partner outlets in Kuwait covering retail, dining, travel and other services. For more information and details about NBK’s list of retail partners, please contact your Personal Banking Officer
  • NBK Rewards Program: As an NBK World Elite™ MasterCard® Credit Cardholder you are guaranteed hundreds of rewards at the best local and international brands in Kuwait to satisfy your fashion, dining and lifestyle needs. The NBK Rewards Program is Kuwait’s largest loyalty program with more than 600 partner outlets. When using your card at participating rewards partner outlets, you are rewarded with up to 20% of the transaction amount in the form of NBK Rewards Points. The program gives you the chance to benefit from special offers and additional rewards points when using your card.
    - Earn NBK Rewards Points for every purchase at NBK Participating Partner Outlets (get 10 rewards points for every KD 1 spent)
    - Rewards points accumulated can be exchanged for NBK Rewards Vouchers
    - Reward vouchers can be redeemed for goods and services at any of the redeeming NBK Reward Partner Outlets
    For more details and a list of participating outlets, contact your Private Banking Officer or click here
  • Peace of Mind: Inconvenience is sometimes part of travel, but you shouldn’t have to deal with it alone. Your NBK World Elite™ MasterCard® Credit Card provides compensation for lost or delayed luggage, trip delays or  cancelations, missed connections and more:
    - Loss of baggage up to USD 3,000
    - Delay of baggage up to USD 450
    - Trip cancelation up to USD 7,500
    - Trip curtailment up to USD 7,500
    - Trip delays more than six hours with coverage up to USD 100 per hour, and up to USD 900 total coverage
    - Missed connection up to USD 650
    - Assistance services for emergency accommodation and travel arrangements
  • Travel Accident and Medical Insurance: You and your loved ones deserve peace of mind every time you travel. The NBK World Elite MasterCard travel accident and medical insurance allows you to rest assured that if you need medical care or emergency help, you will receive compensation to cover your needs. Enhanced protection options are available to ensure that while you’re traveling your health and safety needs are met promptly and efficiently. These include:
    - Personal accident insurance up to USD 1 M
    - Emergency medical evacuation and repatriation up to USD 2 M
    - Medical emergency expenses up to USD 1 M
    - Hospital daily indemnity up to USD 100 per day
    - Medical assistance
  • Extended Warranty: When you make a purchase, you want to feel secure in your investment, as part of MasterCard’s extended warranty offer. When the manufacturer’s warranty expires on purchases made with your card, you can count on a MasterCard warranty that duplicates the original warranty term for one year. The warranty includes purchases made as gifts, over the Internet or away from home. You can get your eligible purchases repaired or replaced for up to USD 500 per claim and a maximum of USD 2,000 over a 12 month period of insurance. Purchases do not have to be registered. Benefits are provided for the costs to repair or replace your purchases, or you will be reimbursed for the items if they cannot be repaired or replaced.
  • Purchase Protection: With the NBK World Elite MasterCard Credit, you can shop with confidence, knowing that your purchases are protected from theft or accidental damage. This includes purchases as gifts, over the Internet or away from home, bringing you peace of mind every time you buy. Get eligible purchases repaired or replaced for up to USD 3,000 per claim and maximum of USD 20,000 over a 12 month period. Purchases do not have to be registered. You will be insured for loss occurring within 90 days of the purchase date on the store receipt.
  • Card Fraud Protection: Credit card fraud is inconvenient, invasive and potentially damaging. As an NBK World Elite™ MasterCard® Credit Cardholder, you will benefit from exceptional protection against fraudulent account activity. You can be reimbursed for charges to your account that you did not approve. However, you are responsible up to 24 hours prior to the event first being reported to NBK.
    When the NBK World Elite™ MasterCard® Credit Card is in your possession, you can get reimbursed up to USD 2,000 per claim and a maximum of USD 4,000 over a 12 month period of insurance for unauthorized charges made on your bank account and/or credit card account through in-store, telephone, ATM withdrawals, and/or online purchases, using your payment information.
  • Collision Damage Waiver: Accidents happen, but you can rest assured that NBK will take care of the rest. Enjoy comprehensive collision damage coverage up to USD 50,000 when you pay for a full car rental with your NBK World Elite™ MasterCard® Credit Card. The coverage includes damage of rental cars worldwide. By using your card to reserve and pay for the entire auto rental, this insurance will be automatically in force up to the stated limits of USD 50,000 a year. 

Discounts and Offers

More information about World Elite MasterCard Discounts and Offers.

Fees & Charges

    Card Type   Primary Card Supplementary Remark
 World Elite MasterCardKD 100KD 100Charged from the 1st year (for Primary and Supplementary cards).

Important Contact Details

To contact NBK World Elite Concierge, please call one of the below contact numbers.

Local: 2228 2196
International: +1-312-843-5340

Please click here for more global offers and for the terms and conditions.



Ready to Apply?

Got Questions?

Secure Online Shopping

  • For more details please call the number on the back of your card
    Local: +965 2228 2196 
    International+1 312 843 5340



Send to a Friend Print this page

Send to a Friend