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  • Term Deposit Calculator

    This is for demonstrative purposes only. Call 1801801 or visit a branch for exact calculations.

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  • Al Jawhara

    Al Jawhara, Kuwait's Best Prize!


    The minimum deposit is KD 50 and for 1 month. Terms & conditions apply.

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  • Prayer Timings

    Kuwait Prayer Times
    Monday,July 14,2014

    • Fajr 03:23 AM
    • Sunrise 04:57 AM
    • Dhuhr 11:54 AM
    • Asr 03:29 PM
    • Maghrib 06:50 PM
    • Isha 08:20 PM
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  • Market Indices
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    • Summary
      StatusIndexChange %Volume
      Market Closed6446.80 243,971,815
    • Top Gainers

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      MARKET IXW00
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NBK Security Commitment

NBK is committed to providing you with a secure online experience, we offer complete confidentiality when it comes to your personal and financial information. We have placed a number of industry-accepted security measures to make Watani Online a safe and secure online banking service.

Encryption And Firewalls

Encryption prevents unauthorized users from accessing your account information on Watani Online. NBK uses the highest level, 128-bit SSL (Secure Socket Layer) encryption to protect your Watani Online information.

When logging onto Watani Online look for the padlock icon located in the lower right corner of your browser window. A closed or locked padlock indicates a secure connection.

Look for:
https:// at the beginning of the URL address. The "s" means secure.

Automatic Time Outs

Watani Online uses a default timeout mechanism of ten minutes. After this time, the system automatically "logs" you off and ends your session. You will then need to log in again to access Watani Online.

ePIN And Additional Security

Additional security on Watani Online includes:

  • ePIN: The ePIN is an electronic Personal Identification Number which provides access to third party transfers in and out of Kuwait. The ePin can be requested online and must be picked up from the branch where the customer will have to authenticate him/herself.
  • Random ID verification on beneficiary creation: Customers are required to input system generated random digits from their ID in order to create a new beneficiary to conduct a transfer.
  • SMS Notification: Customers' receive immediate SMS alerts on transfers and beneficiary creation.


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